Pet Insurance
Pet Insurance
Pet Insurance
Pet Insurance

We care about all your family members—even the four-legged ones.

As part of your benefits, you can access Pet Insurance through MetLife at a discounted rate. Pet insurance is coverage for dogs, cats, or exotic pets that can help you be prepared for unexpected vet costs.


Pet Insurance Coverage Benefits:

  • For cats, dogs, and exotic pets, plus multi-pet plan options
  • Flexible coverage with up to 90% reimbursement (age restrictions may apply)
  • Discounts up to 30%, customizable limits, and deductible savings
  • Optional preventive care coverage
  • Coverage of previously covered pre-existing conditions when switching providers
  • Freedom to visit any U.S. licensed vet
  • Mobile app to submit and track claims and manage your pet’s health and wellness
  • Each pet’s premium is unique based on the age, breed, location, and coverage amount you select
  • Set up automatic payment (direct bill) via monthly credit card payment or ACH

Meeting Pet Parent Needs

Essential Needs

  • Accidents and illness
  • Diabetes
  • Ear infections
  • Pancreatitis
  • Cancer
  • Hip dysplasia
  • Cruciate ligament

Sophisticated Care

  • Laser therapy
  • Holistic care
  • Acupuncture
  • Hydrotherapy
  • IVDD

Policy Feature
(where available)

  • Telehealth
  • Mortality benefits
  • Discounts and rewards
  • Deductible savings

Optional Preventive Care

  • Flea and tick
  • Spay and neuter
  • Heartworm
  • Behavioral training
  • Teeth cleaning

Additional Information


Pet Insurance can help reimburse you for covered vet visits, accidents, illness and more. Plus, it can help keep your pet safe and healthy with preventive care like X-rays and ultrasounds.

Why Get Pet Insurance?

Pet parents are spending more than $4,500 annually on pet care, according to a 2021 survey conducted by OnePolland MetLife Pet Insurance.

A small monthly payment can help plan for these expenses!

Flexible Coverage

Choose the plan that works for you and your pet. Options include:

  • Levels of coverage from $500–unlimited
  • $0–$2,500 deductible options
  • Reimbursement percentages from 50%–90%

What is Covered?

Accidental injuries, illnesses, exam fees, surgeries, medications, ultrasounds, hospital stays, X-rays and diagnostic tests

Additional Value

Take your pet to any licensed veterinarian, specialist or emergency clinic in the U.S. If you’re claim-free in a policy year, your deductible will automatically decrease by $25 or $50

How to Use Your Benefit

  • Select and enroll in the coverage that’s right for you and your pet. Visit or call 1-800-GET-MET8 to enroll.
    Once you’ve enrolled a single pet, you can click Add Pet to enroll multiple pets separately, and then follow the prompts to select the coverage you want for each pet. Once you select the coverage, you can view the total cost.
  • Download the mobile app.
  • Take your pet to the vet and get whatever services are needed.
  • Pay the bill within 90 days and submit the claim via MetLife’s mobile app, online portal, email, fax or mail.
  • Receive reimbursement by check or direct deposit if the claim expense is covered under the policy.

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